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Table 4 Average marginal effects of the significant probit model estimates

From: Investigating determinants of catastrophic health spending among poorly insured elderly households in urban Nigeria

Dependent Variable = 1, has CHE at 10 % of consumption expenditure, 0 otherwise

Determinants

dy/dx

Standard error

Household living standards: ref (1: poorest)

2.quintile_c

−0.0444

(0.0306)

3.quintile_c

−0.0935***

(0.0283)

4.quintile_c

−0.115***

(0.0291)

Household size

−0.0110***

(0.00269)

Female household head (ref: male)

−0.210**

(0.0783)

Education of household head (ref: no education)

0.0522*

(0.0213)

Bednet use (ref: household uses untreated net)

Treated bednet use < 6 months

0.0594

(0.0305)

Treated bednet use > 6 months

0.110*

(0.0497)

No bednet

0.0358

(0.0253)

Proportion of households with informal financing

−0.0966***

(0.0188)

  1. Standard errors in parentheses
  2. NGHPS data, 2010 (urban elderly households sample)
  3. *p < 0.05 **p < 0.01 ***p < 0.001