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Table 3 Population characteristics and out-of -pocket medical expenditures for those with and without chronic conditions

From: Chronic conditions and medical expenditures among non-institutionalized adults in the United States

  

Without chronic conditions

With chronic conditions

 

Population

Total out-of-pocket medical expenditure

Out-of-pocket hospital expenditure

Out-of-pocket physician office expenditure

Out-of-pocket prescription drug expenditure

Total out-of- pocket medical expenditure

Out-of-pocket hospital expenditure

Out-of-pocket physician office expenditure

Out-of-pocket prescription drug expenditure

Predisposing factors

         

Age in years

 

**

***

 

***

***

  

***

18-64

191,331,757

403.27 (15.59)

61.53 (5.16)

83.90 (7.68)

77.71 (6.19)

831.61 (23.58)

112.04 (8.96)

141.54 (8.29)

328.34 (10.51)

Above 64

39,811,334

686.38 (89.17)

18.77 (8.46)

87.11 (25.16)

200.17 (30.69)

1248.20 (41.56)

95.40 (16.29)

123.99 (9.52)

570.45 (17.75)

Sex

 

***

***

***

**

***

 

**

***

Male

111,962,667

326.54 (19.40)

43.25 (6.69)

54.83 (4.79)

65.24 (10.24)

861.39 (27.16)

109.69 (13.18)

117.36 (6.74)

361.70 (10.91)

Female

119,180,423

501.28 (22.76)

76.71 (6.90)

113.33 (12.86)

99.30 (6.93)

1044.08 (30.49)

104.58 (9.35)

152.77 (10.13)

437.70 (13.52)

Race/Ethnicity

 

***

***

***

***

***

**

***

***

Non-Hispanic White

156,299,981

528.34 (21.89)

72.21 (7.55)

107.73 (10.95)

112.91 (9.28)

1083.47 (27.15)

108.57 (8.03)

156.66 (8.94)

449.76 (11.65)

Non-Hispanic Black

26,675,509

152.95 (12.47)

32.27 (5.05)

31.43 (5.04)

22.35 (2.31)

614.53 (39.38)

115.49 (31.09)

70.08 (5.11)

283.06 (12.47)

Hispanic

32,619,611

234.71 (23.29)

45.63 (6.50)

49.25 (12.31)

33.78 (4.90)

580.53 (32.53)

70.46 (9.50)

86.69 (11.52)

252.76 (16.79)

Non-Hispanic Asian

10,914,890

305.44 (43.29)

32.22 (8.53)

54.78 (12.38)

32.93 (5.14)

669.41 (47.48)

66.77 (16.35)

91.02 (13.54)

275.93 (31.11)

Others

4,633,100

165.96 (39.44)

38.86 (24.81)

26.26 (5.49)

32.56 (8.03)

950.54 (186.25)

242.73 (145.89)

130.28 (46.03)

374.13 (73.62)

Health insurance

 

***

***

*

***

***

 

***

*

Private

156,190,389

485.88 (17.55)

71.20 (6.32)

95.92 (6.18)

92.77 (5.93)

1042.13 (29.84)

112.87 (9.89)

155.65 (8.52)

407.42 (11.85)

Public

39,609,466

293.71 (66.51)

17.73 (5.93)

65.36 (43.21)

106.45 (46.35)

838.50 (34.24)

82.74 (11.02)

91.06 (9.06)

423.33 (18.72)

No insurance

35,343,236

229.23 (21.22)

42.42 (8.72)

53.03 (13.80)

35.36 (3.89)

699.55 (49.24)

126.91 (22.44)

117.52 (17.77)

315.81 (31.38)

Highest education degree

 

***

***

***

***

***

 

***

**

No degree

34,308,619

204.30 (19.75)

31.46 (6.13)

33.14 (3.70)

46.73 (7.14)

651.50 (37.12)

95.28 (22.43)

66.95 (5.57)

360.52 (21.63)

High school diploma

110,843,140

368.71 (22.91)

55.37 (6.70)

71.71 (13.07)

73.59 (10.62)

931.03 (24.84)

100.62 (9.37)

117.34 (7.41)

414.69 (11.22)

Bachelor’s degree and above

64,804,468

600.68 (29.69)

82.58 (11.18)

132.89 (12.31)

116.70 (10.60)

1182.55 (51.08)

111.02 (12.90)

198.57 (16.75)

427.69 (21.09)

Other degree

19,908,609

394.50 (32.27)

59.69 (15.84)

73.88 (9.32)

75.17 (8.99)

973.31 (86.97)

147.88 (43.15)

171.48 (30.07)

338.05 (23.05)

Employment status

 

***

***

 

***

***

***

***

***

Not employed

76,668,988

434.85 (35.33)

65.08 (12.17)

76.37 (10.99)

112.39 (22.41)

1122.24 (34.42)

103.90 (12.48)

120.59 (8.74)

521.61 (15.75)

Employed

153,541,903

409.72 (15.93)

58.90 (5.37)

86.50 (8.73)

73.98 (5.16)

829.87 (22.38)

109.90 (9.90)

149.27 (9.16)

307.76 (8.66)

Inapplicable

159,475

96.73 (63.08)

0.00 (0.00)

49.54 (29.11)

5.91 (4.91)

37.34 (23.42)

0.00 (0.00)

0.00 (0.00)

37.34 (23.42)

Marital status

 

***

***

***

***

***

***

***

***

Not married

108,660,080

320.91 (17.06)

44.39 (5.76)

62.16 (9.65)

55.79 (3.48)

881.19 (29.02)

88.02 (9.76)

130.27 (10.14)

368.66 (13.57)

Married

122,323,536

509.01 (23.61)

75.93 (8.13)

106.38 (9.31)

109.35 (11.33)

1019.16 (29.21)

121.73 (11.78)

140.87 (7.94)

428.30 (12.96)

Inapplicable

159,475

96.73 (63.08)

0.00 (0.00)

49.54 (29.11)

5.91 (4.91)

37.34 (23.42)

0.00 (0.00)

0.00 (0.00)

37.34 (23.42)

Enabling factors

         

Income

 

***

 

*

 

***

 

***

 

<$20,000

98,499,699

347.87 (23.50)

60.29 (8.30)

74.54 (13.43)

73.04 (11.24)

884.10 (28.76)

101.61 (11.43)

107.39 (8.63)

424.43 (15.14)

$20,000-$39,999

59,561,056

388.28 (24.51)

59.33 (9.25)

71.73 (7.59)

75.22 (7.18)

938.53 (33.81)

113.80 (14.62)

130.92 (8.47)

391.55 (14.21)

> = $40,000

72,773,165

523.14 (27.91)

59.93 (7.40)

106.82 (11.07)

100.27 (9.95)

1076.52 (37.33)

108.72 (12.37)

179.43 (16.05)

380.86 (14.27)

Provider type of USC

 

***

**

 

***

***

 

***

***

Facility

88,158,133

458.42 (26.90)

54.19 (6.09)

80.32 (7.10)

99.70 (13.09)

914.62 (34.19)

106.40 (12.46)

136.44 (10.92)

391.89 (15.32)

Person

50,914,148

499.82 (42.24)

79.36 (16.19)

105.00 (14.42)

114.99 (16.57)

1090.99 (40.77)

110.10 (15.39)

145.32 (12.35)

470.04 (20.45)

Person in facility

36,027,944

612.98 (54.67)

109.31 (24.75)

102.61 (9.60)

130.25 (13.98)

1181.32 (48.88)

124.56 (18.50)

162.08 (16.46)

500.49 (19.09)

Inapplicable/DK/Refused/Not Ascertained

56,042,866

253.24 (23.24)

39.31 (6.28)

70.67 (18.81)

30.02 (3.54)

544.34 (38.95)

79.40 (11.55)

84.67 (11.62)

177.70 (15.42)

MSA

         

No

36,422,877

431.49 (44.95)

67.81 (14.96)

86.04 (10.90)

101.89 (21.91)

943.33 (38.66)

103.57 (11.33)

120.58 (14.05)

438.22 (19.20)

Yes

194,720,214

410.99 (16.35)

58.74 (5.20)

83.70 (7.87)

79.21 (6.21)

961.96 (26.29)

107.73 (8.69)

139.66 (7.78)

394.13 (10.66)

Census region

    

*

**

**

 

***

Northeast

42,648,623

348.84 (31.97)

45.16 (8.30)

62.16 (5.75)

63.91 (6.43)

816.17 (40.42)

69.79 (12.85)

111.04 (10.26)

342.83 (18.13)

Midwest

50,201,597

422.39 (31.59)

51.59 (6.46)

77.42 (9.14)

84.48 (9.90)

971.51 (36.22)

125.94 (16.51)

127.89 (11.71)

407.97 (15.99)

South

84,788,746

409.33 (25.42)

70.70 (10.41)

78.41 (7.90)

105.71 (14.70)

999.80 (42.84)

129.61 (14.21)

146.33 (10.47)

446.84 (17.67)

West

53,504,125

460.54 (37.30)

62.24 (11.16)

113.30 (26.14)

60.53 (6.82)

995.34 (53.21)

78.36 (14.42)

149.22 (18.05)

367.94 (19.11)

Need factors

         

Perceived health status

 

***

**

 

***

***

**

*

***

Excellent/VG/Good

201,378,534

395.66 (14.58)

55.34 (4.84)

77.03 (5.52)

77.30 (6.28)

871.18 (22.03)

86.11 (6.84)

128.67 (7.52)

350.75 (9.11)

Fair/Poor

29,504,968

785.96 (112.00)

154.67 (35.60)

225.80 (91.73)

183.97 (26.39)

1297.49 (65.43)

187.49 (29.51)

165.58 (15.54)

600.73 (28.50)

Perceived mental health status

 

**

  

***

**

  

***

Excellent/VG/Good

213,789,726

397.55 (14.70)

58.32 (5.10)

78.08 (5.39)

76.49 (6.26)

928.97 (20.95)

103.18 (7.64)

136.39 (7.30)

379.55 (9.09)

Fair/Poor

17,045,611

820.96 (141.11)

102.25 (32.65)

231.23 (116.25)

226.00 (30.29)

1207.97 (85.47)

139.07 (31.46)

135.91 (12.63)

588.67 (42.91)

IADL help screener

    

*

***

  

***

No

222,895,048

412.04 (15.29)

59.90 (5.03)

84.19 (7.57)

80.81 (6.11)

925.28 (23.07)

102.72 (7.91)

135.71 (6.93)

380.60 (8.55)

Yes

7,803,288

688.94 (165.46)

83.56 (46.33)

55.99 (14.10)

261.14 (71.71)

1507.95 (146.90)

176.97 (37.24)

145.75 (28.25)

754.43 (63.62)

ADL help screener

   

***

 

***

  

***

No

226,792,756

414.34 (15.30)

59.73 (4.99)

84.27 (7.54)

81.93 (6.10)

938.78 (22.22)

104.98 (7.92)

135.48 (6.77)

391.41 (8.79)

Yes

3,790,806

451.58 (163.29)

98.89 (50.39)

23.51 (6.57)

204.96 (109.83)

1654.05 (185.65)

173.56 (41.07)

164.66 (47.75)

776.80 (82.22)

  1. *p <0.05, **p <0.01, ***p <0.001.