Dependent variable: Log OOPE | (1) | (2) |
---|---|---|
Naïve model | 2SLS | |
Insurance | −0.749*** | −1.984** |
(0.063) | (0.647) | |
Log income | 0.279*** | 0.355*** |
(0.045) | (0.060) | |
Age | 0.001 | 0.012* |
(0.002) | (0.006) | |
Male | −0.011 | −0.124 |
(0.067) | (0.089) | |
Household size | −0.047*** | −0.044** |
(0.012) | (0.013) | |
Rural locality | −0.238*** | −0.204** |
(0.068) | (0.070) | |
Year 2009 | 0.323*** | 0.459*** |
(0.069) | (0.104) | |
Good health status | −0.487*** | −0.574*** |
(0.097) | (0.121) | |
Use of out-patient services | 0.317*** | 0.470*** |
(0.061) | (0.106) | |
Use of in-patient services | 0.964*** | 1.009*** |
(0.141) | (0.148) | |
Occupation: Farmer | −0.049 | −0.164 |
(0.095) | (0.118) | |
Government/Self-employed | −0.024 | −0.066 |
(0.096) | (0.109) | |
Unemployed | −0.049 | −0.099 |
(0.163) | (0.182) | |
Education level: Primary | −0.129 | −0.155 |
(0.085) | (0.088) | |
Secondary | −0.039 | 0.100 |
(0.079) | (0.108) | |
Tertiary | 0.030 | 0.418 |
(0.124) | (0.248) | |
Constant | 1.270*** | 1.050** |
(0.289) | (0.333) | |
Observations | 2,318 | 2,301 |
R-squared | 0.153 | |
Number of households | 1,844 | 1,833 |