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Table 2 Poverty effect of OOPE and household health expenditures by insured and uninsured

From: Can health insurance protect against out-of-pocket and catastrophic expenditures and also support poverty reduction? Evidence from Ghana’s National Health Insurance Scheme

 

2009

2011

 

Insured

Uninsured

|t| > 0

Insured

Uninsured

|t| > 0

Pre-payment headcount poverty (%)

27.9

37.2

0.000

13.8

23.9

0.000

Post-payment headcount poverty (%)

30.8

42.2

0.000

17.1

26.7

0.000

Diff. in pre and post headcount poverty (%)

2.9

4.9

0.006

2.8

3.3

0.421

Catastrophic expenditure (%)

18.4

36.1

0.000

7.1

28.7

0.000

Mean OOPE_OPD (SE)

19.8 (3.1)

27.2 (2.4)

0,058

26.1 (9.2)

53.5 (3.2)

0,001

Mean OOPE_IPD (SE)

42.5 (10.9)

58.5 (8.2)

0.235

65.9 (18.5)

50.2 (11.9)

0.646

  1. OOPE Out of pocket expenditure, OPD Out-patient services, IPD In-patient services