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Table 2 Consumer Understanding of Current Health Insurance

From: Experiences applying for and understanding health insurance under Massachusetts health care reform

      

Group p-value

 

Total N = 976

Medicaid N = 517

CWC1 N = 97

CWC2/3 N = 52

Private N = 310

 

Do not understand coverage and costsa

203 (22.2 %)

95 (19.9 %)

15 (16.7 %)

12 (23.5 %)

81 (27.6 %)

0.046

Not confident in knowledge of coverage and costsb

310 (33.8 %)

140 (29.1 %)

28 (30.8 %)

21 (40.4 %)

121 (41.2 %)

0.004

 Uncertainty caused delay or avoidance of medical or mental health carec

97 (32.1 %)

46 (34.1 %)

9 (32.1 %)

6 (28.6 %)

36 (30.5 %)

0.6325

Publicly-insured respondents reporting a copay for PCP visit or medication

N = 666

N = 517

N = 97

N = 52

n/a

 

 Correctly stated copay for PCP visit

572 (85.9 %)

465 (89.9 %)

82 (84.5 %)

25 (48.1 %)

 

<0.0001

 Correctly stated copay for medication

366 (55.0 %)

290 (56.1 %)

56 (57.7 %)

20 (38.5 %)

 

0.043

  1. amissing data for 69 subjects
  2. bmissing data for 64 subjects
  3. cmissing data for 8 subjects